Travel Insurance Checklist
What to Check Before Buying
☐Medical cover — minimum €1M recommended for international travel
☐Medical evacuation and repatriation cover
☐Cancellation cover — what events qualify (illness, death, redundancy)
☐Cover for delays and missed connections
☐Baggage and personal belongings limit
☐Cover for valuables — check the single item limit
☐Personal liability cover
☐Cover for adventure activities if you're doing any
Common Exclusions to Watch For
☐Pre-existing medical conditions — declare everything
☐Alcohol or drug-related incidents
☐Unattended baggage claims
☐Cash over a certain limit
☐Activities listed as excluded
☐Travel to countries on your government's do-not-travel list
☐Claims without a police report or proof of purchase
Before You Travel
☐Save your policy number and emergency helpline in your phone
☐Email yourself a copy of the policy documents
☐Know the excess amount for each type of claim
☐Check if your credit card already includes travel insurance
☐Check if your destination requires specific insurance
If You Need to Claim
☐Report theft or loss to police within 24 hours and get a report
☐Keep all receipts for emergency purchases
☐Get written confirmation of any delays from the airline
☐Contact your insurer before seeking non-emergency medical treatment if possible
☐Keep copies of all correspondence and documents
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